Call report 2015Q1
BERKSHIRE BANK, THE — 2015Q1
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 741,671,000 | USD | evidence → |
| Total loans | 300,898,000 | USD | evidence → |
| Allowance for loan losses | 7,533,000 | USD | evidence → |
| Securities available for sale | 355,216,000 | USD | evidence → |
| Securities held to maturity | 224,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 601,864,000 | USD | evidence → |
| Interest-bearing deposits | 503,762,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,102,000 | USD | evidence → |
| Equity capital | 104,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,941,000 | USD | evidence → |
| Interest expense | 946,000 | USD | evidence → |
| Net interest income | 4,995,000 | USD | evidence → |
| Noninterest income | 98,000 | USD | evidence → |
| Noninterest expense | 4,167,000 | USD | evidence → |
| Provision for loan losses | -26,000 | USD | evidence → |
| Pretax income | 973,000 | USD | evidence → |
| Income tax | 308,000 | USD | evidence → |
| Net income | 665,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,997,000 | USD | evidence → |
| Total capital | 102,425,000 | USD | evidence → |
| Risk-weighted assets | 348,348,000 | USD | evidence → |