Call report 2014Q4
BERKSHIRE BANK, THE — 2014Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 755,485,000 | USD | evidence → |
| Total loans | 303,574,000 | USD | evidence → |
| Allowance for loan losses | 7,560,000 | USD | evidence → |
| Securities available for sale | 368,477,000 | USD | evidence → |
| Securities held to maturity | 231,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 617,192,000 | USD | evidence → |
| Interest-bearing deposits | 521,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,292,000 | USD | evidence → |
| Equity capital | 101,473,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,330,000 | USD | evidence → |
| Interest expense | 3,722,000 | USD | evidence → |
| Net interest income | 20,608,000 | USD | evidence → |
| Noninterest income | 1,287,000 | USD | evidence → |
| Noninterest expense | 16,208,000 | USD | evidence → |
| Provision for loan losses | -226,000 | USD | evidence → |
| Pretax income | 6,414,000 | USD | evidence → |
| Income tax | 2,671,000 | USD | evidence → |
| Net income | 3,743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,885,000 | USD | evidence → |
| Total capital | 99,261,000 | USD | evidence → |
| Risk-weighted assets | 346,886,000 | USD | evidence → |