Call report 2013Q1
BERKSHIRE BANK, THE — 2013Q1
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 793,498,000 | USD | evidence → |
| Total loans | 297,646,000 | USD | evidence → |
| Allowance for loan losses | 10,705,000 | USD | evidence → |
| Securities available for sale | 349,813,000 | USD | evidence → |
| Securities held to maturity | 270,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 614,316,000 | USD | evidence → |
| Interest-bearing deposits | 538,136,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,180,000 | USD | evidence → |
| Equity capital | 127,376,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,517,000 | USD | evidence → |
| Interest expense | 1,346,000 | USD | evidence → |
| Net interest income | 5,171,000 | USD | evidence → |
| Noninterest income | 467,000 | USD | evidence → |
| Noninterest expense | 4,272,000 | USD | evidence → |
| Provision for loan losses | -303,000 | USD | evidence → |
| Pretax income | 1,690,000 | USD | evidence → |
| Income tax | 678,000 | USD | evidence → |
| Net income | 1,012,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 124,970,000 | USD | evidence → |
| Total capital | 129,596,000 | USD | evidence → |
| Risk-weighted assets | 363,970,000 | USD | evidence → |