Call report 2012Q4
BERKSHIRE BANK, THE — 2012Q4
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 821,335,000 | USD | evidence → |
| Total loans | 295,165,000 | USD | evidence → |
| Allowance for loan losses | 11,008,000 | USD | evidence → |
| Securities available for sale | 356,303,000 | USD | evidence → |
| Securities held to maturity | 276,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 645,897,000 | USD | evidence → |
| Interest-bearing deposits | 561,325,000 | USD | evidence → |
| Noninterest-bearing deposits | 84,572,000 | USD | evidence → |
| Equity capital | 124,278,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,578,000 | USD | evidence → |
| Interest expense | 6,447,000 | USD | evidence → |
| Net interest income | 22,131,000 | USD | evidence → |
| Noninterest income | 1,246,000 | USD | evidence → |
| Noninterest expense | 15,707,000 | USD | evidence → |
| Provision for loan losses | -6,693,000 | USD | evidence → |
| Pretax income | 14,527,000 | USD | evidence → |
| Income tax | 1,507,000 | USD | evidence → |
| Net income | 13,020,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,006,000 | USD | evidence → |
| Total capital | 123,634,000 | USD | evidence → |
| Risk-weighted assets | 363,867,000 | USD | evidence → |