Call report 2013Q2
BERKSHIRE BANK, THE — 2013Q2
The 22 measures BERKSHIRE BANK, THE reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 783,369,000 | USD | evidence → |
| Total loans | 305,876,000 | USD | evidence → |
| Allowance for loan losses | 10,387,000 | USD | evidence → |
| Securities available for sale | 356,082,000 | USD | evidence → |
| Securities held to maturity | 264,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 611,305,000 | USD | evidence → |
| Interest-bearing deposits | 521,413,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,892,000 | USD | evidence → |
| Equity capital | 120,933,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,956,000 | USD | evidence → |
| Interest expense | 2,681,000 | USD | evidence → |
| Net interest income | 10,275,000 | USD | evidence → |
| Noninterest income | 635,000 | USD | evidence → |
| Noninterest expense | 8,187,000 | USD | evidence → |
| Provision for loan losses | -601,000 | USD | evidence → |
| Pretax income | 3,637,000 | USD | evidence → |
| Income tax | 1,386,000 | USD | evidence → |
| Net income | 2,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 127,440,000 | USD | evidence → |
| Total capital | 132,232,000 | USD | evidence → |
| Risk-weighted assets | 377,761,000 | USD | evidence → |