Call report 2022Q3
NBT FINANCIAL BANK — 2022Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 436,436,000 | USD | evidence → |
| Total loans | 361,323,000 | USD | evidence → |
| Allowance for loan losses | 4,494,000 | USD | evidence → |
| Securities available for sale | 11,620,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 395,203,000 | USD | evidence → |
| Interest-bearing deposits | 226,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 169,061,000 | USD | evidence → |
| Equity capital | 39,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,685,000 | USD | evidence → |
| Interest expense | 961,000 | USD | evidence → |
| Net interest income | 11,724,000 | USD | evidence → |
| Noninterest income | 1,376,000 | USD | evidence → |
| Noninterest expense | 9,184,000 | USD | evidence → |
| Provision for loan losses | 457,000 | USD | evidence → |
| Pretax income | 3,459,000 | USD | evidence → |
| Income tax | 745,000 | USD | evidence → |
| Net income | 2,714,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,923,000 | USD | evidence → |
| Total capital | 45,041,000 | USD | evidence → |
| Risk-weighted assets | 329,073,000 | USD | evidence → |