Call report 2022Q4
NBT FINANCIAL BANK — 2022Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,310,000 | USD | evidence → |
| Total loans | 373,461,000 | USD | evidence → |
| Allowance for loan losses | 4,722,000 | USD | evidence → |
| Securities available for sale | 11,693,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,316,000 | USD | evidence → |
| Interest-bearing deposits | 231,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 164,571,000 | USD | evidence → |
| Equity capital | 41,434,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,319,000 | USD | evidence → |
| Interest expense | 1,596,000 | USD | evidence → |
| Net interest income | 16,723,000 | USD | evidence → |
| Noninterest income | 1,808,000 | USD | evidence → |
| Noninterest expense | 12,272,000 | USD | evidence → |
| Provision for loan losses | 944,000 | USD | evidence → |
| Pretax income | 5,315,000 | USD | evidence → |
| Income tax | 1,147,000 | USD | evidence → |
| Net income | 4,168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,515,000 | USD | evidence → |
| Total capital | 46,836,000 | USD | evidence → |
| Risk-weighted assets | 345,153,000 | USD | evidence → |