Call report 2022Q2
NBT FINANCIAL BANK — 2022Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,840,000 | USD | evidence → |
| Total loans | 333,599,000 | USD | evidence → |
| Allowance for loan losses | 4,254,000 | USD | evidence → |
| Securities available for sale | 11,958,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 389,737,000 | USD | evidence → |
| Interest-bearing deposits | 225,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,999,000 | USD | evidence → |
| Equity capital | 38,784,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,673,000 | USD | evidence → |
| Interest expense | 551,000 | USD | evidence → |
| Net interest income | 7,122,000 | USD | evidence → |
| Noninterest income | 961,000 | USD | evidence → |
| Noninterest expense | 5,811,000 | USD | evidence → |
| Provision for loan losses | 229,000 | USD | evidence → |
| Pretax income | 2,043,000 | USD | evidence → |
| Income tax | 444,000 | USD | evidence → |
| Net income | 1,599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,671,000 | USD | evidence → |
| Total capital | 43,494,000 | USD | evidence → |
| Risk-weighted assets | 305,386,000 | USD | evidence → |