Call report 2022Q1
NBT FINANCIAL BANK — 2022Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 468,958,000 | USD | evidence → |
| Total loans | 324,076,000 | USD | evidence → |
| Allowance for loan losses | 4,042,000 | USD | evidence → |
| Securities available for sale | 12,318,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,759,000 | USD | evidence → |
| Interest-bearing deposits | 274,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 154,870,000 | USD | evidence → |
| Equity capital | 38,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,666,000 | USD | evidence → |
| Interest expense | 271,000 | USD | evidence → |
| Net interest income | 3,395,000 | USD | evidence → |
| Noninterest income | 409,000 | USD | evidence → |
| Noninterest expense | 2,708,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 1,020,000 | USD | evidence → |
| Income tax | 220,000 | USD | evidence → |
| Net income | 800,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,772,000 | USD | evidence → |
| Total capital | 42,407,000 | USD | evidence → |
| Risk-weighted assets | 290,432,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about NBT FINANCIAL BANK — 2022Q1 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.