Call report 2021Q4
NBT FINANCIAL BANK — 2021Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 448,503,000 | USD | evidence → |
| Total loans | 315,202,000 | USD | evidence → |
| Allowance for loan losses | 3,962,000 | USD | evidence → |
| Securities available for sale | 22,890,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 402,592,000 | USD | evidence → |
| Interest-bearing deposits | 260,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 141,869,000 | USD | evidence → |
| Equity capital | 37,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,014,000 | USD | evidence → |
| Interest expense | 1,134,000 | USD | evidence → |
| Net interest income | 12,880,000 | USD | evidence → |
| Noninterest income | 1,632,000 | USD | evidence → |
| Noninterest expense | 9,869,000 | USD | evidence → |
| Provision for loan losses | 682,000 | USD | evidence → |
| Pretax income | 3,961,000 | USD | evidence → |
| Income tax | 840,000 | USD | evidence → |
| Net income | 3,121,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,853,000 | USD | evidence → |
| Total capital | 41,298,000 | USD | evidence → |
| Risk-weighted assets | 275,155,000 | USD | evidence → |