Call report 2016Q1
NBT FINANCIAL BANK — 2016Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,292,000 | USD | evidence → |
| Total loans | 90,864,000 | USD | evidence → |
| Allowance for loan losses | 1,518,000 | USD | evidence → |
| Securities available for sale | 104,549,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,388,000 | USD | evidence → |
| Interest-bearing deposits | 122,660,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,728,000 | USD | evidence → |
| Equity capital | 17,433,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,738,000 | USD | evidence → |
| Interest expense | 133,000 | USD | evidence → |
| Net interest income | 1,605,000 | USD | evidence → |
| Noninterest income | 388,000 | USD | evidence → |
| Noninterest expense | 1,607,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 380,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 380,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,074,000 | USD | evidence → |
| Total capital | 18,446,000 | USD | evidence → |
| Risk-weighted assets | 109,694,000 | USD | evidence → |