Call report 2016Q2
NBT FINANCIAL BANK — 2016Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 230,641,000 | USD | evidence → |
| Total loans | 106,427,000 | USD | evidence → |
| Allowance for loan losses | 1,580,000 | USD | evidence → |
| Securities available for sale | 97,939,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 210,270,000 | USD | evidence → |
| Interest-bearing deposits | 132,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,757,000 | USD | evidence → |
| Equity capital | 19,841,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,591,000 | USD | evidence → |
| Interest expense | 269,000 | USD | evidence → |
| Net interest income | 3,322,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 3,260,000 | USD | evidence → |
| Provision for loan losses | 119,000 | USD | evidence → |
| Pretax income | 762,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 762,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,113,000 | USD | evidence → |
| Total capital | 20,573,000 | USD | evidence → |
| Risk-weighted assets | 116,714,000 | USD | evidence → |