Call report 2015Q4
NBT FINANCIAL BANK — 2015Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 210,587,000 | USD | evidence → |
| Total loans | 83,906,000 | USD | evidence → |
| Allowance for loan losses | 1,498,000 | USD | evidence → |
| Securities available for sale | 104,717,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,933,000 | USD | evidence → |
| Interest-bearing deposits | 126,168,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,765,000 | USD | evidence → |
| Equity capital | 16,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,638,000 | USD | evidence → |
| Interest expense | 554,000 | USD | evidence → |
| Net interest income | 6,084,000 | USD | evidence → |
| Noninterest income | 1,494,000 | USD | evidence → |
| Noninterest expense | 6,352,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 1,250,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,843,000 | USD | evidence → |
| Total capital | 18,158,000 | USD | evidence → |
| Risk-weighted assets | 105,028,000 | USD | evidence → |