Call report 2015Q3
NBT FINANCIAL BANK — 2015Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 207,603,000 | USD | evidence → |
| Total loans | 83,404,000 | USD | evidence → |
| Allowance for loan losses | 1,476,000 | USD | evidence → |
| Securities available for sale | 107,885,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,238,000 | USD | evidence → |
| Interest-bearing deposits | 124,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,725,000 | USD | evidence → |
| Equity capital | 16,715,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,865,000 | USD | evidence → |
| Interest expense | 424,000 | USD | evidence → |
| Net interest income | 4,441,000 | USD | evidence → |
| Noninterest income | 1,113,000 | USD | evidence → |
| Noninterest expense | 4,786,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 792,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 792,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,606,000 | USD | evidence → |
| Total capital | 17,930,000 | USD | evidence → |
| Risk-weighted assets | 105,772,000 | USD | evidence → |