Call report 2015Q2
NBT FINANCIAL BANK — 2015Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 206,069,000 | USD | evidence → |
| Total loans | 79,868,000 | USD | evidence → |
| Allowance for loan losses | 1,478,000 | USD | evidence → |
| Securities available for sale | 100,174,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,070,000 | USD | evidence → |
| Interest-bearing deposits | 122,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,977,000 | USD | evidence → |
| Equity capital | 15,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,147,000 | USD | evidence → |
| Interest expense | 287,000 | USD | evidence → |
| Net interest income | 2,860,000 | USD | evidence → |
| Noninterest income | 728,000 | USD | evidence → |
| Noninterest expense | 3,246,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 366,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,336,000 | USD | evidence → |
| Total capital | 17,580,000 | USD | evidence → |
| Risk-weighted assets | 99,360,000 | USD | evidence → |