Call report 2015Q1
NBT FINANCIAL BANK — 2015Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,106,000 | USD | evidence → |
| Total loans | 78,799,000 | USD | evidence → |
| Allowance for loan losses | 1,498,000 | USD | evidence → |
| Securities available for sale | 86,116,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,004,000 | USD | evidence → |
| Interest-bearing deposits | 118,934,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,070,000 | USD | evidence → |
| Equity capital | 16,694,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,544,000 | USD | evidence → |
| Interest expense | 148,000 | USD | evidence → |
| Net interest income | 1,396,000 | USD | evidence → |
| Noninterest income | 354,000 | USD | evidence → |
| Noninterest expense | 1,583,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | 191,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 191,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,196,000 | USD | evidence → |
| Total capital | 17,420,000 | USD | evidence → |
| Risk-weighted assets | 97,657,000 | USD | evidence → |