Call report 2014Q4
NBT FINANCIAL BANK — 2014Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,716,000 | USD | evidence → |
| Total loans | 78,294,000 | USD | evidence → |
| Allowance for loan losses | 1,483,000 | USD | evidence → |
| Securities available for sale | 91,926,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,537,000 | USD | evidence → |
| Interest-bearing deposits | 118,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,873,000 | USD | evidence → |
| Equity capital | 16,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,275,000 | USD | evidence → |
| Interest expense | 639,000 | USD | evidence → |
| Net interest income | 5,636,000 | USD | evidence → |
| Noninterest income | 1,459,000 | USD | evidence → |
| Noninterest expense | 5,863,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 1,209,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,209,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,092,000 | USD | evidence → |
| Total capital | 17,288,000 | USD | evidence → |
| Risk-weighted assets | 95,391,000 | USD | evidence → |