Call report 2013Q3
NBT FINANCIAL BANK — 2013Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 174,969,000 | USD | evidence → |
| Total loans | 66,961,000 | USD | evidence → |
| Allowance for loan losses | 1,261,000 | USD | evidence → |
| Securities available for sale | 97,495,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,128,000 | USD | evidence → |
| Interest-bearing deposits | 102,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,426,000 | USD | evidence → |
| Equity capital | 13,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,261,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 3,802,000 | USD | evidence → |
| Noninterest income | 1,109,000 | USD | evidence → |
| Noninterest expense | 4,332,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 577,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 577,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,458,000 | USD | evidence → |
| Total capital | 16,537,000 | USD | evidence → |
| Risk-weighted assets | 86,163,000 | USD | evidence → |