Call report 2013Q2
NBT FINANCIAL BANK — 2013Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,462,000 | USD | evidence → |
| Total loans | 64,203,000 | USD | evidence → |
| Allowance for loan losses | 1,280,000 | USD | evidence → |
| Securities available for sale | 91,384,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,858,000 | USD | evidence → |
| Interest-bearing deposits | 101,820,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,038,000 | USD | evidence → |
| Equity capital | 13,868,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,779,000 | USD | evidence → |
| Interest expense | 305,000 | USD | evidence → |
| Net interest income | 2,474,000 | USD | evidence → |
| Noninterest income | 748,000 | USD | evidence → |
| Noninterest expense | 2,943,000 | USD | evidence → |
| Provision for loan losses | 108,000 | USD | evidence → |
| Pretax income | 277,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 277,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,263,000 | USD | evidence → |
| Total capital | 16,294,000 | USD | evidence → |
| Risk-weighted assets | 81,644,000 | USD | evidence → |