Call report 2013Q4
NBT FINANCIAL BANK — 2013Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 173,926,000 | USD | evidence → |
| Total loans | 64,631,000 | USD | evidence → |
| Allowance for loan losses | 1,315,000 | USD | evidence → |
| Securities available for sale | 93,522,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,677,000 | USD | evidence → |
| Interest-bearing deposits | 104,856,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,821,000 | USD | evidence → |
| Equity capital | 13,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,748,000 | USD | evidence → |
| Interest expense | 616,000 | USD | evidence → |
| Net interest income | 5,132,000 | USD | evidence → |
| Noninterest income | 1,450,000 | USD | evidence → |
| Noninterest expense | 5,655,000 | USD | evidence → |
| Provision for loan losses | 163,000 | USD | evidence → |
| Pretax income | 870,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 870,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,519,000 | USD | evidence → |
| Total capital | 16,553,000 | USD | evidence → |
| Risk-weighted assets | 82,459,000 | USD | evidence → |