Call report 2013Q1
NBT FINANCIAL BANK — 2013Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,091,000 | USD | evidence → |
| Total loans | 60,857,000 | USD | evidence → |
| Allowance for loan losses | 1,289,000 | USD | evidence → |
| Securities available for sale | 90,503,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,779,000 | USD | evidence → |
| Interest-bearing deposits | 101,673,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,106,000 | USD | evidence → |
| Equity capital | 16,251,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,382,000 | USD | evidence → |
| Interest expense | 153,000 | USD | evidence → |
| Net interest income | 1,229,000 | USD | evidence → |
| Noninterest income | 377,000 | USD | evidence → |
| Noninterest expense | 1,442,000 | USD | evidence → |
| Provision for loan losses | 78,000 | USD | evidence → |
| Pretax income | 136,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,199,000 | USD | evidence → |
| Total capital | 16,183,000 | USD | evidence → |
| Risk-weighted assets | 78,385,000 | USD | evidence → |