Call report 2012Q2
NBT FINANCIAL BANK — 2012Q2
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,886,000 | USD | evidence → |
| Total loans | 57,143,000 | USD | evidence → |
| Allowance for loan losses | 1,099,000 | USD | evidence → |
| Securities available for sale | 72,367,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,565,000 | USD | evidence → |
| Interest-bearing deposits | 79,953,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,612,000 | USD | evidence → |
| Equity capital | 16,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,606,000 | USD | evidence → |
| Interest expense | 241,000 | USD | evidence → |
| Net interest income | 2,365,000 | USD | evidence → |
| Noninterest income | 754,000 | USD | evidence → |
| Noninterest expense | 2,750,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 599,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,150,000 | USD | evidence → |
| Total capital | 16,037,000 | USD | evidence → |
| Risk-weighted assets | 70,786,000 | USD | evidence → |