Call report 2012Q3
NBT FINANCIAL BANK — 2012Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,392,000 | USD | evidence → |
| Total loans | 60,732,000 | USD | evidence → |
| Allowance for loan losses | 1,128,000 | USD | evidence → |
| Securities available for sale | 86,589,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,666,000 | USD | evidence → |
| Interest-bearing deposits | 87,590,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,076,000 | USD | evidence → |
| Equity capital | 17,139,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,918,000 | USD | evidence → |
| Interest expense | 360,000 | USD | evidence → |
| Net interest income | 3,558,000 | USD | evidence → |
| Noninterest income | 1,132,000 | USD | evidence → |
| Noninterest expense | 4,221,000 | USD | evidence → |
| Provision for loan losses | 134,000 | USD | evidence → |
| Pretax income | 742,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 742,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,081,000 | USD | evidence → |
| Total capital | 16,046,000 | USD | evidence → |
| Risk-weighted assets | 77,012,000 | USD | evidence → |