Call report 2012Q1
NBT FINANCIAL BANK — 2012Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,104,000 | USD | evidence → |
| Total loans | 54,732,000 | USD | evidence → |
| Allowance for loan losses | 1,043,000 | USD | evidence → |
| Securities available for sale | 81,383,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,418,000 | USD | evidence → |
| Interest-bearing deposits | 80,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,331,000 | USD | evidence → |
| Equity capital | 16,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,305,000 | USD | evidence → |
| Interest expense | 125,000 | USD | evidence → |
| Net interest income | 1,180,000 | USD | evidence → |
| Noninterest income | 381,000 | USD | evidence → |
| Noninterest expense | 1,364,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 210,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 210,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,845,000 | USD | evidence → |
| Total capital | 15,713,000 | USD | evidence → |
| Risk-weighted assets | 68,982,000 | USD | evidence → |