Call report 2011Q4
NBT FINANCIAL BANK — 2011Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,555,000 | USD | evidence → |
| Total loans | 53,012,000 | USD | evidence → |
| Allowance for loan losses | 1,044,000 | USD | evidence → |
| Securities available for sale | 81,661,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,000,000 | USD | evidence → |
| Interest-bearing deposits | 84,287,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,713,000 | USD | evidence → |
| Equity capital | 16,731,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,408,000 | USD | evidence → |
| Interest expense | 666,000 | USD | evidence → |
| Net interest income | 4,742,000 | USD | evidence → |
| Noninterest income | 1,526,000 | USD | evidence → |
| Noninterest expense | 5,375,000 | USD | evidence → |
| Provision for loan losses | 339,000 | USD | evidence → |
| Pretax income | 768,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,126,000 | USD | evidence → |
| Total capital | 15,962,000 | USD | evidence → |
| Risk-weighted assets | 66,920,000 | USD | evidence → |