Call report 2011Q3
NBT FINANCIAL BANK — 2011Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2011Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,080,000 | USD | evidence → |
| Total loans | 51,552,000 | USD | evidence → |
| Allowance for loan losses | 1,067,000 | USD | evidence → |
| Securities available for sale | 75,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,304,000 | USD | evidence → |
| Interest-bearing deposits | 85,946,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,358,000 | USD | evidence → |
| Equity capital | 17,054,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,096,000 | USD | evidence → |
| Interest expense | 522,000 | USD | evidence → |
| Net interest income | 3,574,000 | USD | evidence → |
| Noninterest income | 1,129,000 | USD | evidence → |
| Noninterest expense | 4,016,000 | USD | evidence → |
| Provision for loan losses | 292,000 | USD | evidence → |
| Pretax income | 532,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,978,000 | USD | evidence → |
| Total capital | 15,794,000 | USD | evidence → |
| Risk-weighted assets | 64,456,000 | USD | evidence → |