Call report 2010Q4
NBT FINANCIAL BANK — 2010Q4
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,474,000 | USD | evidence → |
| Total loans | 49,342,000 | USD | evidence → |
| Allowance for loan losses | 943,000 | USD | evidence → |
| Securities available for sale | 73,273,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,588,000 | USD | evidence → |
| Interest-bearing deposits | 80,073,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,515,000 | USD | evidence → |
| Equity capital | 14,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,564,000 | USD | evidence → |
| Interest expense | 1,114,000 | USD | evidence → |
| Net interest income | 4,450,000 | USD | evidence → |
| Noninterest income | 1,344,000 | USD | evidence → |
| Noninterest expense | 4,825,000 | USD | evidence → |
| Provision for loan losses | 524,000 | USD | evidence → |
| Pretax income | 889,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 889,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,626,000 | USD | evidence → |
| Total capital | 15,386,000 | USD | evidence → |
| Risk-weighted assets | 60,651,000 | USD | evidence → |