Call report 2011Q1
NBT FINANCIAL BANK — 2011Q1
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2011Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,510,000 | USD | evidence → |
| Total loans | 48,535,000 | USD | evidence → |
| Allowance for loan losses | 908,000 | USD | evidence → |
| Securities available for sale | 70,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,024,000 | USD | evidence → |
| Interest-bearing deposits | 79,580,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,444,000 | USD | evidence → |
| Equity capital | 15,080,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,347,000 | USD | evidence → |
| Interest expense | 185,000 | USD | evidence → |
| Net interest income | 1,162,000 | USD | evidence → |
| Noninterest income | 350,000 | USD | evidence → |
| Noninterest expense | 1,262,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 203,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,787,000 | USD | evidence → |
| Total capital | 15,520,000 | USD | evidence → |
| Risk-weighted assets | 59,079,000 | USD | evidence → |