Call report 2010Q3
NBT FINANCIAL BANK — 2010Q3
The 22 measures NBT FINANCIAL BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,291,000 | USD | evidence → |
| Total loans | 48,059,000 | USD | evidence → |
| Allowance for loan losses | 863,000 | USD | evidence → |
| Securities available for sale | 65,144,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,945,000 | USD | evidence → |
| Interest-bearing deposits | 81,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,479,000 | USD | evidence → |
| Equity capital | 16,051,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,224,000 | USD | evidence → |
| Interest expense | 849,000 | USD | evidence → |
| Net interest income | 3,375,000 | USD | evidence → |
| Noninterest income | 1,015,000 | USD | evidence → |
| Noninterest expense | 3,580,000 | USD | evidence → |
| Provision for loan losses | 434,000 | USD | evidence → |
| Pretax income | 675,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,459,000 | USD | evidence → |
| Total capital | 15,199,000 | USD | evidence → |
| Risk-weighted assets | 59,023,000 | USD | evidence → |