Call report 2026Q1
MECHANICS & FARMERS BANK — 2026Q1
The 22 measures MECHANICS & FARMERS BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 488,993,000 | USD | evidence → |
| Total loans | 273,416,000 | USD | evidence → |
| Allowance for loan losses | 3,797,000 | USD | evidence → |
| Securities available for sale | 157,760,000 | USD | evidence → |
| Securities held to maturity | 3,618,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,210,000 | USD | evidence → |
| Interest-bearing deposits | 317,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,336,000 | USD | evidence → |
| Equity capital | 67,848,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,926,000 | USD | evidence → |
| Interest expense | 1,223,000 | USD | evidence → |
| Net interest income | 4,703,000 | USD | evidence → |
| Noninterest income | 680,000 | USD | evidence → |
| Noninterest expense | 4,231,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 1,022,000 | USD | evidence → |
| Income tax | 225,000 | USD | evidence → |
| Net income | 797,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,396,000 | USD | evidence → |
| Total capital | 77,130,000 | USD | evidence → |
| Risk-weighted assets | 298,303,000 | USD | evidence → |