Call report 2025Q4
MECHANICS & FARMERS BANK — 2025Q4
The 22 measures MECHANICS & FARMERS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,538,000 | USD | evidence → |
| Total loans | 279,067,000 | USD | evidence → |
| Allowance for loan losses | 4,534,000 | USD | evidence → |
| Securities available for sale | 160,217,000 | USD | evidence → |
| Securities held to maturity | 3,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 405,479,000 | USD | evidence → |
| Interest-bearing deposits | 313,610,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,869,000 | USD | evidence → |
| Equity capital | 68,186,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,400,000 | USD | evidence → |
| Interest expense | 5,621,000 | USD | evidence → |
| Net interest income | 19,779,000 | USD | evidence → |
| Noninterest income | 3,060,000 | USD | evidence → |
| Noninterest expense | 17,137,000 | USD | evidence → |
| Provision for loan losses | 1,136,000 | USD | evidence → |
| Pretax income | 4,502,000 | USD | evidence → |
| Income tax | 952,000 | USD | evidence → |
| Net income | 3,550,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,102,000 | USD | evidence → |
| Total capital | 76,825,000 | USD | evidence → |
| Risk-weighted assets | 296,758,000 | USD | evidence → |