Call reports 2026
MECHANICS & FARMERS BANK — 2026
What MECHANICS & FARMERS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 488,993,000 | 475,992,000 |
| Total loans | 273,416,000 | 276,404,000 |
| Allowance for loan losses | 3,797,000 | 3,949,000 |
| Securities available for sale | 157,760,000 | 154,615,000 |
| Securities held to maturity | 3,618,000 | 3,515,000 |
| Trading assets | 0 | 0 |
| Total deposits | 414,210,000 | 402,168,000 |
| Interest-bearing deposits | 317,874,000 | 316,552,000 |
| Noninterest-bearing deposits | 96,336,000 | 85,616,000 |
| Equity capital | 67,848,000 | 67,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,926,000 | 11,890,000 |
| Interest expense | 1,223,000 | 2,430,000 |
| Net interest income | 4,703,000 | 9,460,000 |
| Noninterest income | 680,000 | 1,346,000 |
| Noninterest expense | 4,231,000 | 8,237,000 |
| Provision for loan losses | 51,000 | 452,000 |
| Pretax income | 1,022,000 | 2,089,000 |
| Income tax | 225,000 | 443,000 |
| Net income | 797,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 73,396,000 | 73,761,000 |
| Total capital | 77,130,000 | 77,498,000 |
| Risk-weighted assets | 298,303,000 | 298,429,000 |