Call report 2016Q1
MERCHANTS COMMERCIAL BANK — 2016Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,917,000 | USD | evidence → |
| Total loans | 87,588,000 | USD | evidence → |
| Allowance for loan losses | 1,839,000 | USD | evidence → |
| Securities available for sale | 28,299,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,839,000 | USD | evidence → |
| Interest-bearing deposits | 95,346,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,493,000 | USD | evidence → |
| Equity capital | 13,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,442,000 | USD | evidence → |
| Interest expense | 158,000 | USD | evidence → |
| Net interest income | 1,284,000 | USD | evidence → |
| Noninterest income | 343,000 | USD | evidence → |
| Noninterest expense | 982,000 | USD | evidence → |
| Provision for loan losses | 127,000 | USD | evidence → |
| Pretax income | 518,000 | USD | evidence → |
| Income tax | 165,000 | USD | evidence → |
| Net income | 353,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,106,000 | USD | evidence → |
| Total capital | 14,253,000 | USD | evidence → |
| Risk-weighted assets | 91,059,000 | USD | evidence → |