Call report 2015Q4
MERCHANTS COMMERCIAL BANK — 2015Q4
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,205,000 | USD | evidence → |
| Total loans | 87,794,000 | USD | evidence → |
| Allowance for loan losses | 1,727,000 | USD | evidence → |
| Securities available for sale | 28,180,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,988,000 | USD | evidence → |
| Interest-bearing deposits | 83,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,479,000 | USD | evidence → |
| Equity capital | 12,617,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,767,000 | USD | evidence → |
| Interest expense | 619,000 | USD | evidence → |
| Net interest income | 4,148,000 | USD | evidence → |
| Noninterest income | 759,000 | USD | evidence → |
| Noninterest expense | 3,861,000 | USD | evidence → |
| Provision for loan losses | 823,000 | USD | evidence → |
| Pretax income | 231,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 170,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,752,000 | USD | evidence → |
| Total capital | 13,881,000 | USD | evidence → |
| Risk-weighted assets | 89,735,000 | USD | evidence → |