Call report 2016Q2
MERCHANTS COMMERCIAL BANK — 2016Q2
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 159,094,000 | USD | evidence → |
| Total loans | 88,903,000 | USD | evidence → |
| Allowance for loan losses | 1,865,000 | USD | evidence → |
| Securities available for sale | 27,633,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,137,000 | USD | evidence → |
| Interest-bearing deposits | 94,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,376,000 | USD | evidence → |
| Equity capital | 13,388,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,778,000 | USD | evidence → |
| Interest expense | 324,000 | USD | evidence → |
| Net interest income | 2,454,000 | USD | evidence → |
| Noninterest income | 391,000 | USD | evidence → |
| Noninterest expense | 2,192,000 | USD | evidence → |
| Provision for loan losses | 153,000 | USD | evidence → |
| Pretax income | 500,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,083,000 | USD | evidence → |
| Total capital | 14,291,000 | USD | evidence → |
| Risk-weighted assets | 96,002,000 | USD | evidence → |