Call report 2012Q3
MERCHANTS COMMERCIAL BANK — 2012Q3
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,899,000 | USD | evidence → |
| Total loans | 77,517,000 | USD | evidence → |
| Allowance for loan losses | 1,386,000 | USD | evidence → |
| Securities available for sale | 1,032,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,951,000 | USD | evidence → |
| Interest-bearing deposits | 63,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,089,000 | USD | evidence → |
| Equity capital | 11,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,033,000 | USD | evidence → |
| Interest expense | 597,000 | USD | evidence → |
| Net interest income | 2,436,000 | USD | evidence → |
| Noninterest income | 511,000 | USD | evidence → |
| Noninterest expense | 2,622,000 | USD | evidence → |
| Provision for loan losses | 564,000 | USD | evidence → |
| Pretax income | -239,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -239,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,411,000 | USD | evidence → |
| Total capital | 12,215,000 | USD | evidence → |
| Risk-weighted assets | 63,792,000 | USD | evidence → |