Call report 2012Q4
MERCHANTS COMMERCIAL BANK — 2012Q4
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,490,000 | USD | evidence → |
| Total loans | 79,613,000 | USD | evidence → |
| Allowance for loan losses | 1,379,000 | USD | evidence → |
| Securities available for sale | 909,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,382,000 | USD | evidence → |
| Interest-bearing deposits | 65,912,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,470,000 | USD | evidence → |
| Equity capital | 11,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,139,000 | USD | evidence → |
| Interest expense | 778,000 | USD | evidence → |
| Net interest income | 3,361,000 | USD | evidence → |
| Noninterest income | 673,000 | USD | evidence → |
| Noninterest expense | 3,402,000 | USD | evidence → |
| Provision for loan losses | 643,000 | USD | evidence → |
| Pretax income | -11,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -11,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,641,000 | USD | evidence → |
| Total capital | 12,474,000 | USD | evidence → |
| Risk-weighted assets | 66,051,000 | USD | evidence → |