Call report 2012Q2
MERCHANTS COMMERCIAL BANK — 2012Q2
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,947,000 | USD | evidence → |
| Total loans | 78,155,000 | USD | evidence → |
| Allowance for loan losses | 1,380,000 | USD | evidence → |
| Securities available for sale | 1,164,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,262,000 | USD | evidence → |
| Interest-bearing deposits | 55,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,580,000 | USD | evidence → |
| Equity capital | 11,298,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,971,000 | USD | evidence → |
| Interest expense | 414,000 | USD | evidence → |
| Net interest income | 1,557,000 | USD | evidence → |
| Noninterest income | 356,000 | USD | evidence → |
| Noninterest expense | 1,761,000 | USD | evidence → |
| Provision for loan losses | 560,000 | USD | evidence → |
| Pretax income | -408,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,242,000 | USD | evidence → |
| Total capital | 12,037,000 | USD | evidence → |
| Risk-weighted assets | 63,049,000 | USD | evidence → |