Call report 2012Q1
MERCHANTS COMMERCIAL BANK — 2012Q1
The 22 measures MERCHANTS COMMERCIAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,046,000 | USD | evidence → |
| Total loans | 76,234,000 | USD | evidence → |
| Allowance for loan losses | 1,546,000 | USD | evidence → |
| Securities available for sale | 1,370,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,885,000 | USD | evidence → |
| Interest-bearing deposits | 59,484,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,402,000 | USD | evidence → |
| Equity capital | 11,766,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 962,000 | USD | evidence → |
| Interest expense | 213,000 | USD | evidence → |
| Net interest income | 749,000 | USD | evidence → |
| Noninterest income | 178,000 | USD | evidence → |
| Noninterest expense | 849,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 48,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 48,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,699,000 | USD | evidence → |
| Total capital | 12,468,000 | USD | evidence → |
| Risk-weighted assets | 60,441,000 | USD | evidence → |