Call report 2013Q3
MERCHANTS & SOUTHERN BANK — 2013Q3
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 404,142,000 | USD | evidence → |
| Total loans | 222,560,000 | USD | evidence → |
| Allowance for loan losses | 4,271,000 | USD | evidence → |
| Securities available for sale | 136,568,000 | USD | evidence → |
| Securities held to maturity | 3,175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 327,082,000 | USD | evidence → |
| Interest-bearing deposits | 229,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,763,000 | USD | evidence → |
| Equity capital | 37,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,973,000 | USD | evidence → |
| Interest expense | 868,000 | USD | evidence → |
| Net interest income | 9,105,000 | USD | evidence → |
| Noninterest income | 910,000 | USD | evidence → |
| Noninterest expense | 7,534,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,639,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,639,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,965,000 | USD | evidence → |
| Total capital | 41,117,000 | USD | evidence → |
| Risk-weighted assets | 251,040,000 | USD | evidence → |