Call report 2013Q4
MERCHANTS & SOUTHERN BANK — 2013Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,877,000 | USD | evidence → |
| Total loans | 228,771,000 | USD | evidence → |
| Allowance for loan losses | 4,264,000 | USD | evidence → |
| Securities available for sale | 141,639,000 | USD | evidence → |
| Securities held to maturity | 3,170,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,688,000 | USD | evidence → |
| Interest-bearing deposits | 224,164,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,524,000 | USD | evidence → |
| Equity capital | 37,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,443,000 | USD | evidence → |
| Interest expense | 1,142,000 | USD | evidence → |
| Net interest income | 12,301,000 | USD | evidence → |
| Noninterest income | 1,092,000 | USD | evidence → |
| Noninterest expense | 10,047,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,504,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,504,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,819,000 | USD | evidence → |
| Total capital | 42,085,000 | USD | evidence → |
| Risk-weighted assets | 260,264,000 | USD | evidence → |