Call report 2013Q2
MERCHANTS & SOUTHERN BANK — 2013Q2
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,636,000 | USD | evidence → |
| Total loans | 217,200,000 | USD | evidence → |
| Allowance for loan losses | 4,914,000 | USD | evidence → |
| Securities available for sale | 136,977,000 | USD | evidence → |
| Securities held to maturity | 3,181,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 317,870,000 | USD | evidence → |
| Interest-bearing deposits | 226,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,390,000 | USD | evidence → |
| Equity capital | 37,468,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,654,000 | USD | evidence → |
| Interest expense | 605,000 | USD | evidence → |
| Net interest income | 6,049,000 | USD | evidence → |
| Noninterest income | 480,000 | USD | evidence → |
| Noninterest expense | 5,056,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,631,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,631,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,957,000 | USD | evidence → |
| Total capital | 40,095,000 | USD | evidence → |
| Risk-weighted assets | 249,332,000 | USD | evidence → |