Call report 2013Q1
MERCHANTS & SOUTHERN BANK — 2013Q1
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,878,000 | USD | evidence → |
| Total loans | 220,305,000 | USD | evidence → |
| Allowance for loan losses | 4,954,000 | USD | evidence → |
| Securities available for sale | 137,537,000 | USD | evidence → |
| Securities held to maturity | 3,186,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,848,000 | USD | evidence → |
| Interest-bearing deposits | 234,627,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,221,000 | USD | evidence → |
| Equity capital | 39,243,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,360,000 | USD | evidence → |
| Interest expense | 322,000 | USD | evidence → |
| Net interest income | 3,038,000 | USD | evidence → |
| Noninterest income | 430,000 | USD | evidence → |
| Noninterest expense | 2,548,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,078,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,078,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,403,000 | USD | evidence → |
| Total capital | 39,589,000 | USD | evidence → |
| Risk-weighted assets | 253,109,000 | USD | evidence → |