Call report 2012Q4
MERCHANTS & SOUTHERN BANK — 2012Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 432,816,000 | USD | evidence → |
| Total loans | 226,116,000 | USD | evidence → |
| Allowance for loan losses | 5,217,000 | USD | evidence → |
| Securities available for sale | 126,303,000 | USD | evidence → |
| Securities held to maturity | 3,008,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 320,857,000 | USD | evidence → |
| Interest-bearing deposits | 235,468,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,388,000 | USD | evidence → |
| Equity capital | 38,851,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,432,000 | USD | evidence → |
| Interest expense | 1,751,000 | USD | evidence → |
| Net interest income | 12,681,000 | USD | evidence → |
| Noninterest income | 681,000 | USD | evidence → |
| Noninterest expense | 10,800,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 2,482,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,326,000 | USD | evidence → |
| Total capital | 38,601,000 | USD | evidence → |
| Risk-weighted assets | 259,940,000 | USD | evidence → |