Call report 2012Q3
MERCHANTS & SOUTHERN BANK — 2012Q3
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 402,513,000 | USD | evidence → |
| Total loans | 228,780,000 | USD | evidence → |
| Allowance for loan losses | 6,082,000 | USD | evidence → |
| Securities available for sale | 129,496,000 | USD | evidence → |
| Securities held to maturity | 2,252,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,794,000 | USD | evidence → |
| Interest-bearing deposits | 240,663,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,131,000 | USD | evidence → |
| Equity capital | 38,548,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,907,000 | USD | evidence → |
| Interest expense | 1,387,000 | USD | evidence → |
| Net interest income | 9,520,000 | USD | evidence → |
| Noninterest income | 840,000 | USD | evidence → |
| Noninterest expense | 8,149,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 2,131,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,131,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,975,000 | USD | evidence → |
| Total capital | 38,169,000 | USD | evidence → |
| Risk-weighted assets | 252,616,000 | USD | evidence → |