Call report 2012Q2
MERCHANTS & SOUTHERN BANK — 2012Q2
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 426,566,000 | USD | evidence → |
| Total loans | 240,868,000 | USD | evidence → |
| Allowance for loan losses | 5,690,000 | USD | evidence → |
| Securities available for sale | 121,188,000 | USD | evidence → |
| Securities held to maturity | 3,259,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 326,863,000 | USD | evidence → |
| Interest-bearing deposits | 245,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,527,000 | USD | evidence → |
| Equity capital | 36,989,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,307,000 | USD | evidence → |
| Interest expense | 969,000 | USD | evidence → |
| Net interest income | 6,338,000 | USD | evidence → |
| Noninterest income | 638,000 | USD | evidence → |
| Noninterest expense | 5,469,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 1,389,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,233,000 | USD | evidence → |
| Total capital | 37,583,000 | USD | evidence → |
| Risk-weighted assets | 265,684,000 | USD | evidence → |