Call report 2012Q1
MERCHANTS & SOUTHERN BANK — 2012Q1
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 420,992,000 | USD | evidence → |
| Total loans | 235,793,000 | USD | evidence → |
| Allowance for loan losses | 5,702,000 | USD | evidence → |
| Securities available for sale | 124,437,000 | USD | evidence → |
| Securities held to maturity | 3,018,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,276,000 | USD | evidence → |
| Interest-bearing deposits | 242,062,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,214,000 | USD | evidence → |
| Equity capital | 35,788,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,644,000 | USD | evidence → |
| Interest expense | 504,000 | USD | evidence → |
| Net interest income | 3,140,000 | USD | evidence → |
| Noninterest income | 343,000 | USD | evidence → |
| Noninterest expense | 2,712,000 | USD | evidence → |
| Provision for loan losses | 167,000 | USD | evidence → |
| Pretax income | 653,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 653,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,497,000 | USD | evidence → |
| Total capital | 36,800,000 | USD | evidence → |
| Risk-weighted assets | 261,819,000 | USD | evidence → |