Call report 2011Q4
MERCHANTS & SOUTHERN BANK — 2011Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 392,663,000 | USD | evidence → |
| Total loans | 239,736,000 | USD | evidence → |
| Allowance for loan losses | 5,825,000 | USD | evidence → |
| Securities available for sale | 104,330,000 | USD | evidence → |
| Securities held to maturity | 3,213,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 315,496,000 | USD | evidence → |
| Interest-bearing deposits | 238,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,731,000 | USD | evidence → |
| Equity capital | 34,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,833,000 | USD | evidence → |
| Interest expense | 2,760,000 | USD | evidence → |
| Net interest income | 13,073,000 | USD | evidence → |
| Noninterest income | 968,000 | USD | evidence → |
| Noninterest expense | 10,870,000 | USD | evidence → |
| Provision for loan losses | 1,341,000 | USD | evidence → |
| Pretax income | 1,833,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,833,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,844,000 | USD | evidence → |
| Total capital | 36,077,000 | USD | evidence → |
| Risk-weighted assets | 256,036,000 | USD | evidence → |