Call report 2010Q4
MERCHANTS & SOUTHERN BANK — 2010Q4
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 389,120,000 | USD | evidence → |
| Total loans | 274,146,000 | USD | evidence → |
| Allowance for loan losses | 8,209,000 | USD | evidence → |
| Securities available for sale | 63,389,000 | USD | evidence → |
| Securities held to maturity | 1,049,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 326,052,000 | USD | evidence → |
| Interest-bearing deposits | 254,544,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,508,000 | USD | evidence → |
| Equity capital | 30,230,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,804,000 | USD | evidence → |
| Interest expense | 4,437,000 | USD | evidence → |
| Net interest income | 14,367,000 | USD | evidence → |
| Noninterest income | 2,298,000 | USD | evidence → |
| Noninterest expense | 12,189,000 | USD | evidence → |
| Provision for loan losses | 7,841,000 | USD | evidence → |
| Pretax income | -1,351,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,351,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,010,000 | USD | evidence → |
| Total capital | 34,774,000 | USD | evidence → |
| Risk-weighted assets | 296,668,000 | USD | evidence → |