Call report 2010Q3
MERCHANTS & SOUTHERN BANK — 2010Q3
The 22 measures MERCHANTS & SOUTHERN BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 400,878,000 | USD | evidence → |
| Total loans | 279,802,000 | USD | evidence → |
| Allowance for loan losses | 5,996,000 | USD | evidence → |
| Securities available for sale | 58,106,000 | USD | evidence → |
| Securities held to maturity | 1,246,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,486,000 | USD | evidence → |
| Interest-bearing deposits | 257,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,106,000 | USD | evidence → |
| Equity capital | 32,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,518,000 | USD | evidence → |
| Interest expense | 3,507,000 | USD | evidence → |
| Net interest income | 11,011,000 | USD | evidence → |
| Noninterest income | 1,637,000 | USD | evidence → |
| Noninterest expense | 9,624,000 | USD | evidence → |
| Provision for loan losses | 2,741,000 | USD | evidence → |
| Pretax income | 2,292,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,292,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,074,000 | USD | evidence → |
| Total capital | 36,864,000 | USD | evidence → |
| Risk-weighted assets | 300,976,000 | USD | evidence → |